Home Insurance

Your home is more than a property; it is a safe space for you and your loved ones. Protecting it, therefore, should be a top priority. Home insurance financially protects your residence from all risks and peril minus floods and earthquakes. Outdoor insurance Services writes home insurance in the Woodlands, TX but provides coverage for those all around the state of Texas.

Our home insurance coverage options

Medical cost coverage

This coverage option pays the medical cost incurred by people injured within your property at the time of an insured event. The coverage handles the medical treatment and medical bills.

Personal property coverage

Personal property includes furniture, clothing, and appliances that were in your house at the time of the hazard. Items that are covered under different forms of insurance have limited or no coverage. It includes the cost of replacing personal items when they are stolen or destroyed.

Home structure coverage

This coverage pays for damages to your home's main structure. It pays for damages caused by fires, hail, or other covered risks. It pays for the repair cost to restore your home to its former state before the accident.

Secondary structures

Secondary structures are structures separate from the house or connected to the house through a fence or wire. Such structures include a detached garage, a storage structure, or a tool shed. This coverage pays for damages to such structures through repair or total replacement.

Extra living expenses

Also known as "loss of use," this coverage option pays for the additional living costs incurred as your home is restored. Essentially, the coverage option enables you to lead a normal life after an insured event destroys your living space.

Personal liability

In the event someone sues you for damages due to injuries sustained, this coverage meets the legal fees and pays for damages to the injured party if you are found responsible.

At Outdoor Insurance Services, we are committed to offering Woodlands, TX residents ideal home insurance solutions. Contact us today and speak to one of our Texas agents about our home insurance coverage options. Also, you can obtain a free quote for home coverage by using our online rating tool.

Personal & Commercial Insurance - We've got you covered! Click the thumbnails above to learn more.