Flood Insurance

If it can rain, it can flood. Nowhere is this truer than in The Woodlands, TX. This part of Texas has high levels of rainfall, increased hurricane risk, and an elevation severely close to sea level. Bodies of water in The Woodlands, TX pass through it in order to flow to the gulf, and this area in Texas contains clay earth ground that struggles to absorb water. Outdoor Insurance Services knows is familiar with the risks that plague this area of Texas when it comes to flooding. We have the experience to work with you and find the information you need when deciding on a flood insurance policy.

Flood insurance is a need, not a want. In high-risk flood areas, flood insurance is often required. In Texas, the Federal Emergency Management Agency (FEMA) can enforce the purchase of flood insurance in high-risk areas where flood insurance is made available under the National Flood Insurance Act.

Low-Risk Areas Still Flood!

Never assume that living in a low-risk zone, determined by the FEMA map, protects you from flooding. Indeed, FEMA discovered that 30% of Woodlands, TX flood damage occurs in areas considered low risk. We cannot emphasize enough that where it rains, it can flood, and we advise you never to bargain with assumptions and hopes because floods certainly do mess with Texas.

Government Disaster Relief Is NOT Flood Insurance

Home insurance typically does not cover earthquakes and flooding. Unfortunately, common knowledge about flood insurance leads people to believe government disaster relief will be enough. That type of help is merely a loan that must be repaid in addition to your house payments after the flood has already occurred. It does not provide pre-flood coverage.

Don't delay! Flood insurance usually takes 30 days to finalize, so never wait for a storm! If you live in the Woodlands, TX area and need flood insurance to protect your home, belongings, and peace of mind, please contact Outdoor Insurance Services to learn more today!

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