Craft brewers rely upon the ingredients and equipment they use to manufacture each beverage type that they sell. If you own a craft brewery, review the insurance criteria below. Then, contact an Outdoor Insurance Services agent to learn more about the insurance products that will protect your Houston, TX, business.

Product Recalls

Product recalls can disrupt normal business operations. Besides being unable to sell products as usual, a business owner often incurs product waste.

A craft brewery insurance policy will cover the cost of the ingredients that cannot be used to produce beverages. A craft brewery insurance policy will cover the cost of contaminated ingredients and expired ingredients.

Equipment Protection

A craft brewery insurance policy can cover damaged equipment that cannot be used to mass-produce beverages in a brewery. Repairing or replacing the equipment will be reimbursed after an insurance claim is filed.

Liability Coverage

Many craft brewers offer tours of their facilities. An insurance policy that provides liability coverage will protect against injuries or illnesses that occur during a tour. This type of insurance will cover legal costs that a craft brewer incurs due to a lawsuit.

Workers’ Compensation

Workers’ compensation coverage protects employees who work at a craft brewery. If a worker becomes injured or sick, they can file a workers’ compensation claim.

Once the claim is approved, the worker will receive compensation for the wages they lost while unable to perform their job duties. The medical costs that a worker is responsible for will also be covered.

Reach out to Outdoor Insurance Services

Make an appointment to meet with an Outdoor Insurance Services agent who serves Houston, TX. An agent will prepare your craft brewery insurance policy.