Outdoor Insurance

Insurance for Off-Road Travel

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Getting there is part of the fun of hunting, fishing, hiking, and camping. That means driving off the road. At Outdoor Insurance Services, serving Houston, TX, and all of Texas, we remind our clients that ordinary coverage for their car, truck, or RV doesn’t protect them when they are off the public roads.

You will also need off-road coverage if you drive:

  • An all-terrain vehicle (ATV)
  • Dune buggy
  • Golf cart
  • Snowmobile (Ask us about out-of-state coverage)
  • Minibike
  • Trail bike
  • Camping trailer

You should also consider off-road coverage if you drive a Jeep Wrangler, Toyota Land Cruiser, or pickup. Just because a vehicle can be driven off-road doesn’t mean it should, but if you plan to drive off-road at all, you’ll need additional accident coverage, or you risk paying for repairs out of pocket.

You can get collision, comprehensive, bodily injury, and liability riders for driving your vehicle off the road. If you hit a rock, a tree, a moose, or a deer, or slide into a lake, your collision and comprehensive coverage will kick in. You aren’t likely to hit another vehicle, but you can have liability coverage if you do. You’ll be covered for wind, hail, wild animals, and theft.

Your policy won’t cover ordinary wear and tear, losses incurred during illegal activities, or unauthorized alterations to your vehicle. It also won’t cover crashes due to mechanical failure.

If you plan to use your vehicle anywhere not designed for ordinary safe driving, see us at Outdoor Insurance Services in The Woodlands for coverage for your vehicle domiciled in Houston, TX, or anywhere in Texas. We can help you find the insurance company you need for the coverage you need to address your specific situation. Give us a call today!

Insurance for Off-Road Travel

Posted on by admin

Getting there is part of the fun of hunting, fishing, hiking, and camping. That means driving off the road. At Outdoor Insurance Services, serving Houston, TX, and all of Texas, we remind our clients that ordinary coverage for their car, truck, or RV doesn’t protect them when they are off the public roads.

You will also need off-road coverage if you drive:

  • An all-terrain vehicle (ATV)
  • Dune buggy
  • Golf cart
  • Snowmobile (Ask us about out-of-state coverage)
  • Minibike
  • Trail bike
  • Camping trailer

You should also consider off-road coverage if you drive a Jeep Wrangler, Toyota Land Cruiser, or pickup. Just because a vehicle can be driven off-road doesn’t mean it should, but if you plan to drive off-road at all, you’ll need additional accident coverage, or you risk paying for repairs out of pocket.

You can get collision, comprehensive, bodily injury, and liability riders for driving your vehicle off the road. If you hit a rock, a tree, a moose, or a deer, or slide into a lake, your collision and comprehensive coverage will kick in. You aren’t likely to hit another vehicle, but you can have liability coverage if you do. You’ll be covered for wind, hail, wild animals, and theft.

Your policy won’t cover ordinary wear and tear, losses incurred during illegal activities, or unauthorized alterations to your vehicle. It also won’t cover crashes due to mechanical failure.

If you plan to use your vehicle anywhere not designed for ordinary safe driving, see us at Outdoor Insurance Services in The Woodlands for coverage for your vehicle domiciled in Houston, TX, or anywhere in Texas. We can help you find the insurance company you need for the coverage you need to address your specific situation. Give us a call today!

From Liability to Property Protection – Get Expert Insights on RV Park Owners/Operators Insurance in Texas, Outdoor Insurance Services Houston TX

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Running a booming RV park in Texas necessitates a thorough understanding of specific business operations, customer service, and required amenities. Discover crucial insights on what it takes to operate a lucrative RV park in Houston, courtesy of the experts at Outdoor Insurance Services.

Comprehend Local Regulations and Zoning Laws

Mastering the local rules and regulations associated with RV parks in Texas is paramount to owning and operating an RV park. Navigating local permits, health code regulations, fire safety standards, and other essential requirements aids in compliance.

Identify Your Target Market through Market Analysis

Conduct extensive market research to pinpoint your target market and tailor your RV park to meet their specific needs. This approach includes determining whether your RV park caters to tourists, snowbirds, or long-term residents and adjusting your amenities and services accordingly.

Secure Your Investment with Proper Insurance

Texan RV park owners and operators are committed to crafting unique experiences that entice guests to repeat visits. Safeguard your investment with an RV owner/operator insurance policy.

RV owner/operator insurance guarantees that your RV business and assets remain protected against a myriad of costly perils. This coverage includes liability insurance for accidents that occur on your property and protection coverage for your park’s structural buildings.

Getting Covered: RV Owner / Operator Insurance in Texas

Don’t wait for disaster to strike before getting your RV park insured! Contact the licensed insurance professionals at Outdoor Insurance Services to discover how to protect your investment best and receive an RV owner/operator insurance quote today.

RV Parks Insurance Defined

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Outdoor Insurance Services, servicing The Woodlands, TX, wants to tell you about a type of insurance you probably hear little about – camping facilities insurance, also called RV park insurance. As the owner or operator/manager of an RV campground or park, you need the right insurance coverage to protect your investment. This varies by state, so if you previously owned or operated a site in another state, know that the Texas requirements differ.

While you can obtain general liability insurance in many places, you reduce your risk by purchasing a policy from an agency like Outdoor Insurance Services that specializes in RV park insurance. This also reduces your costs.

These policies protect everything a camping or RV park offers, including the guest amenities of these vacation destinations such as boats, canoes, miniature golf courses, horseshoe pit games, playgrounds, swimming pools, and fishing docks. The property insurance component also protects the shower houses, restroom facilities, laundry facilities as well as retail outlets such as a general store, bar, restaurant, gift shop, LP gas sales, and service station. Property coverage extends to the structure and contents.

RV park insurance also includes general liability insurance that protects the park from the many types of accidents that can occur from fender benders to drownings at pool or lake. These accidents require in-or out-of-court settlements to pay the medical bills of the injured party or to cover the deceased person’s funeral. This policy works in tandem with an auto policy.

Parks allowing or selling liquor need liquor insurance. Every RV park should have endorsements for “trailers in the care, custody, and control of the park owner,” as well as umbrella insurance to extend coverage limits. Ask us about an endorsement for trailer spotting, equine activity, watercraft, and coverage for special events.

Outdoor Insurance Services servicing The Woodlands, TX wants your business to run safely and securely. Call us today to get started with a specialized insurance package to protect your RV park.