Understanding Wedding Cancellation Insurance

Imagine this scenario: you’ve all gathered together on a beautiful day for a joyous occasion, only to witness the bride bypass the altar, head down the ramp, and out the door! Someone decided at the last minute that marriage isn’t for them. Or perhaps a soldier groom is called to duty. Or the weather took a turn for the worst. Or the catering service went bankrupt. Will hospitality insurance cover your losses? That all depends on the circumstances.

What Wedding Cancellation Insurance Covers

Wedding Cancellation Insurance covers reimbursement of expenses and deposits if a wedding is postponed or canceled due to circumstances outside of anyone’s control. This could be something like someone essential to the wedding becoming sick or injured to the point they can’t go through with it. It will cover your deposit if the vendor suddenly goes out of business. If severe weather disrupts your wedding plans, at least you aren’t out what you’ve spent. If one member of the couple is in the military, they may have their approved leave withdrawn if they’re suddenly needed. Wedding cancellation insurance can also cover damaged gowns or gifts that go missing. Unfortunately, something like a runaway bride may not be covered, as that is a choice. Wedding insurance only covers things that are beyond anyone’s control. With that in mind, ensure everyone involved wants to go through with this before you start that trip down the aisle.

Outdoor Insurance Services: Serving Houston, TX

We at Outdoor Insurance Services understand that outdoor weddings can be beautiful, but unpredictable Texas weather makes planning difficult. If you’re in the Houston, TX, area and need wedding insurance, call us!