As a distillery owner, you realize that there are lots of things that can happen that would hurt your business. A distillery is a very specific type of business, and having insurance that is explicitly designed for a distillery is important. At Outdoor Insurance Services in The Woodlands, TX, the staff is knowledgeable in all types of business insurance, and we can help you to find the coverage you need to keep your business up and running.

Distilleries insurance is a specific type of commercial insurance. Thus it is not one size fits all any more than regular commercial insurance would be. If you have a lender or landlord, they may require that you carry property and liability insurance. But if you don’t, no state or federal regulations are requesting that you have anything except perhaps workers compensation insurance if you have employees. 

Property insurance will protect the place where you are operating but also your product. With a distillery, the product that you are producing has to be matured. It has a value that needs to be understood by an expert.

A barrel leak could cause a loss that might devastate your business. You need coverage for the production equipment and office equipment as well. If you have a tasting room, you need to consider liquor liability as part of your coverage in addition to the regular liability. If you have vehicles, you will need commercial vehicle insurance. 

Often having a distillery is a dream come true. Distillery insurance can help maintain that dream. Whether you are looking for your first distillery insurance policy or are ready to change agencies, at Outdoor Insurance Services in The Woodlands, TX, we are prepared to give you the assistance you need to be sure that you have the coverage you need. Stop by our office or give us a call for a no-obligation quote.

Outdoor Insurance Services is your insurance agency in Texas for all of your business and personal insurance needs. If you live in or around Cypress or The Woodlands, TX, call us to discuss your specific business needs. 

Vineyards Are On The Rise Across The Nation, and Specialized Insurance is More Important Than Ever. 

If you own a vineyard then you know all the hard work that is required to produce quality fruit for your winery. No one wants to lose any income at any time of the year. However, for many vineyard growers, the risks are always there threatening their way of life.  

Running a winery requires skill in many areas, and it requires so many things to come together perfectly time and time again, this is why specialized winery insurance is vital for the business owner in Texas who wants to make sure that they can keep on growing and producing product no matter what life throws at the farm. If you have a season that is too rainy it can affect the production and taste of the batch as much as a too dry season. Bugs, birds, and even people can cause damage to the crop, and there are about a dozen other factors from mechanical failure to worker strikes that can cause the fruit to stay on the vine instead of coming in for production. Even when it all works out perfectly and you have great wine to offer, tastings and clients offer their own liability factors. No worries, just contact us about an insurance policy that is written just for the many factors that are individual to wineries. 

Contact us at Outdoor Insurance Services for more information about specialized insurance for your winery, brewery, farm, or other businesses. We serve Cypress and the Woodlands, TX areas with comprehensive insurance services for your farm and life. Call today. 

Product liability insurance protects businesses from the financial repercussions of problems related to the items they sell. For the burgeoning craft brewery industry in the Woodlands, TX area, this important coverage can make the difference between a small inconvenience and a business-ending catastrophe.

What does a product liability contract from Outdoor Insurance Services do for your craft brewery?

• The brewing process is easily disrupted by a variety of factors. These disruptions can cause variations in production that affect the quality of the final product. If a consumer claims that a batch of your potions made them ill, your product liability coverage helps pay for lawyers and other court-ordered costs that could wipe out your cash flow without it.
• Your equipment is another essential part of your business. However, defective installations or poor craftsmanship can endanger employees and consumers. Even if the problem doesn’t start with you, you may still bear a large portion of the burden from any damage sustained from faulty equipment. Your product liability coverage may be a factor in helping you overcome equipment-related product injury issues.
• Did the label printer forget to add required warnings or make untrue claims that came back to bite you? In those cases, product liability can help you navigate any legal repercussions related to defective warnings or instructions.

Product liability is a part of your general commercial liability coverage. However, you have control over each element of coverage. Talk to the commercial coverage experts at Outdoor Insurance Services to learn how product liability insurance can help your brewery in the Woodlands, TX area thrive and survive through almost any product-related problem.

People who provide security at a bar have a full plate of responsibilities. Their overall aim, of course, is the protection of the bar’s staff, its patrons, and its property.

If you are the owner of a bar or tavern, you can turn to Outdoor Insurance Services for expert insurance guidance. We serve The Woodlands, TX, and we will do our best to get you the right coverage to protect your assets.

When patrons enter a bar, security personnel check IDs, identify people who may cause trouble, and ensure that the cover charge has been paid. While customers are enjoying their alcoholic beverages, these employees monitor their behavior to keep the social environment orderly.

In instances where patrons are disruptive, security personnel must try to diffuse the situation by using the verbal or hands-on skills that training has prepared them for. Sometimes these employees notice actions that might cause trouble. At other times, other employees alert security when services for handling unsettling matters calmly are called for.

Other jobs for security staff at a bar are handling crowd control and keeping the fire exits accessible. If customers and staff have to be evacuated swiftly, these employees can guide them to exits. 

The people on security duty also have to stay vigilant about the cash registers because theft is a threat. They are also aware that bottles of liquor are at risk of disappearing. 

Sometimes, even with the best security in place, you, as a bar owner in The Woodlands, TX will face legal action for what happened inside or outside your establishment. At Outdoor Insurance Services, we invite you to contact us to discuss the coverage that will protect you should your business face litigation.