Liability coverage safeguards hunters from violations that could result in jail time or make them liable for hefty legal costs. Other types of insurance provide protection for a hunter’s equipment, which they depend on during hunting. Here, we will discuss different types of coverage that could benefit you.

Liability Coverage

Hunting liability coverage is crucial when actively hunting. This coverage offers protection against accidents that may injure another person and against damage to the land where the hunting is taking place. Both hunters and the owners of properties used for hunting should have liability protection.

Equipment Coverage

Items like rifles, storage cases, and other types of gear used while hunting can get damaged or stolen. Hunters are entitled to add equipment coverage to their existing insurance policy. Such coverage assists a hunter in maintaining their equipment’s condition. The coverage could pay for the repair of guns and other gear and possibly even their replacement. In case items are stolen from a hunter, this coverage might reimburse the insured individual for the costs they incur ‘out-of-pocket’.

Inspection Steps

Before obtaining insurance coverage, some primary inspection steps should be completed. All guns, cases, and other equipment used during hunting should be inspected. This inspection will determine the condition of your belongings. Upon receiving the inspection results, you will be prepared to acquire insurance coverage for your hunting essentials.

Agent Support

Get in touch with one of our Outdoor Insurance Services agents before the hunting season begins. An agent serving the Houston, TX region will advise you on the types of hunting coverage you’ll need and will prepare your insurance policy.