If you’re in the process of opening a bar or pub in Houston, TX, congratulations! You’ve taken the first step towards owning your own business. As you already know, there’s more to opening a business than just hanging a sign outside and waiting for customers to come in. Outdoor Insurance Services is here to answer your questions.

Liquor Liability Insurance

If you plan on serving alcohol at your bar or pub, then you need to have liquor liability insurance in place. This type of insurance protects you from lawsuits that may arise from incidents that occur on your premises. For example, if a patron gets into a fight at your bar and someone is injured or drinks too much and gets into an accident after leaving your establishment, you could be held liable. 

Property Insurance

Property insurance protects your business in the event of damage to your physical property due to fire, theft, vandalism, or other covered events. This type of coverage is important for any business owner. Still, it’s especially important for those in hospitality because your property will likely see more wear and tear than other businesses. 

Cancellation and Postponement Insurance

Cancellation and postponement insurance protects you from financial losses if you cancel or postpone an event for a covered reason, such as severe weather or illness. This coverage is important for any Houston, TX business that hosts events like weddings or corporate parties. 

As a new bar or pub owner, it’s important to ensure you have the proper insurance coverage before you open your doors for business. Contact Outdoor Insurance Services, and we’ll help you get the coverage you need to get going!