When you are purchasing RV parks insurance, it can be a confusing job. With so many classes of motorhomes, needs for your RV, and even varying requirements for your own unique RV lifestyle, RV insurance can feel mind boggling.

At Outdoor Insurance Services, we’ve been serving The Woodlands, TX community with their RV parks insurance for years. We can help you to design the policy that you need.
Before you choose an RV parks insurance policy, we debunk the most common RV insurance myths.

Motorhomes and RVs are Covered by Your Auto Insurance

If your RV has a motor and you drive it, you will need to have insurance on it. It will be designed like an auto insurance policy, but it is your RV insurance policy. Still, this policy does not cover everything in the RV, or accessories such as satellite dishes. 

RV Insurance Covers Contents and Property

This is not necessarily a myth, because it really depends on what kind of RV or motorhome you have, and even what you use it for. If you are using RV insurance for RV parks and you spend a lot of time there, you’re going to have that included in your policy.
 
This gets confusing because sometimes people have their RVs parked at home, and their homeowner’s insurance can cover some property in the RV. It won’t cover things like plumbing, and furniture, that is what your RV insurance would cover.

In a park, you’ll need more thorough coverage for more complete coverage.

Your Current Roadside Assistance Plan Covers RV Parks

It might, it might not. You want to check the fine print before you make the trip and change your RV insurance policy accordingly. A lot of RV insurance policies will have Roadside Assistance, and you may even have your own plan like AAA.

However, your AAA or another roadside plan will have stipulations such as how long a trailer or motorhome they might cover. You may not know that until you need assistance, and that’s going to be a bad time to find that out.

Build an RV Insurance Policy

You want to look forward to your RV parks adventure this year, and next year, and you should. Build an RV parks insurance policy that will provide every coverage that you need. At Outdoor Insurance Services we want The Woodlands, TX community to have all of the RV coverage that they need. Call us for a quote today.